Structured Working Capital Global Product Lead – Payments – Executive Director

JP Morgan Chase · Jersey City, New Jersey · Posted 2026-10-08

Description -----------

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

As the Structured Working Capital Global Product Lead within Trade & Working Capital, you will have global accountability and ownership for product strategy, P&L and end to end product delivery. You will leverage your advanced capabilities to challenge traditional approaches, remove barriers to success, and foster a culture of continuous innovation that helps inspire cross-functional teams create groundbreaking solutions that address customer needs.

Trade & Working Capital (“TW&C”) is a division of J.P. Morgan Payments. TW&C connects counterparties with market-leading Supply Chain Finance, Receivables Finance, Inventory Finance, Contract Monetization, Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. Structured Working Capital is part of (T&WC) and includes Receivables Finance, Contract Monetization, Commodity Trade Finance and Inventory Finance.

Job responsibilities

Oversees the product roadmap, vision, development, execution, risk management, and business growth targets; Owns product performance and is accountable for investing in enhancements to achieve business objectives; Oversee business continuity resiliency plans
Leads the entire product life cycle through planning, execution, commercialization, and future development by continuously adapting, developing new products and methodologies, managing risks, monitor and report on product exceptions and achieving business targets like cost, features, reusability, and reliability to support growth
Coaches and mentors the product team on best practices, such as solution generation, market research, storyboarding, mind-mapping, prototyping methods, product adoption strategies, and product delivery, enabling them to effectively deliver on objectives
Manages product level P&L, balance sheet, RWA and capital, including planning and forecasting, forecasting management and reconciliation
Ensure readiness for OCC and Audit; engage with Audit/Trade Controls
Serve as the key point of connection with regulators and local governance bodies
Ensure products have obtained required regulatory, controls, and compliance signoff prior to launch
Manage Third Party Oversight (TPO) process and TPO relationship management
Ensures understanding of the client and regional market, and emerging trends to identify gaps and opportunities; research market dynamics and competitor landscape and identify opportunities for product differentiation
Partners with Technology and Product Delivery to deliver a competitive digital platform strategy
Manages product level governance and risk and control environment, including product approvals and renewals and cross functional collaboration with Risk, Legal, and Compliance

Required qualifications, capabilities, and skills

8+ years of experience or equivalent expertise delivering products, projects, or technology application
Experience in Trade & Working Capital, Payments, Investment Banking or Credit Risk
Experience working with regulators and local governance bodies
Extensive knowledge of the product development life cycle, technical design, and data analytics
Proven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
Proven experience managing large global teams and driving cross-regional collaboration
Experience driving change within organizations and managing stakeholders across multiple functions
Exceptional organization, communication, and management skills
Strong communication skills both verbal and written

Preferred qualifications, capabilities, and skills

Recognized thought leader within a related field

About JP Morgan Chase

JP Morgan Chase is a global financial services provider that offers investment banking, asset management, treasury, and other services.

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Updated 2026-10-11.